## Enter what you know below

<-- Present Val
<-- Accum Val
<-- Payment
<-- n
<-- Interest Rate
<-- Immediate
<-- Due

##### How does the Annuities Calculator work?
Free Annuities Calculator - Solves for Present Value, Accumulated Value (Future Value or Savings), Payment, or N of an Annuity Immediate or Annuity Due.
This calculator has 5 inputs.

### What 4 formulas are used for the Annuities Calculator?

PV Annuity Immediate = Pmt * (1 - vn)/i
PV Annuity Immediate = Pmt * (1 - vn)/d
Accumulated Value of Annuity Immediate = Pmt * ((1 + i)n - 1)/i
Accumulated Value of Annuity Immediate = Pmt * ((1 + i)n - 1)/d

For more math formulas, check out our Formula Dossier
##### What 8 concepts are covered in the Annuities Calculator?
accumulated value
The total value of an investment, including principal and interest accrued
annuities
annuity
A stream of payments
future value
the value of a current asset at a future date based on an assumed rate of growth
interest
payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum, at a particular rate
interest rate
the proportion of a loan that is charged as interest to the borrower or proportion of principal credit given to a depositor
present value
the value in the present of a sum of money, in contrast to some future value it will have when it has been invested at compound interest.
PV = FV/(1 + i)n
where I is the interest rate per period, PV = Present Value, and FV = Future Value
principal
The amount borrowed on a loan, before interest is charged