exchange rate - The rate to convert one unit of currency to another unit of currency

401(k) Balance

Determines your 401(k) balance given a salary history per year, contribution percentage rate, employer match percentage, and a rate of return.

Accounting Rate of Return

Given an initial investment and a set of returns, this calculates the Accounting Rate of Return

Approximations of Interest Rate

Interest Rate Approximations: Approximates a yield rate of interest based on 4 methods:

1) Max Yield denoted as i_{max}

2) Min Yield denoted as i_{min}

3) Constant Ratio denoted as i_{cr}

4) Direct Ratio denoted as i_{dr}

1) Max Yield denoted as i

2) Min Yield denoted as i

3) Constant Ratio denoted as i

4) Direct Ratio denoted as i

Arithmetic Perpetuities

Solves for Present Value, First Payment, Arithmetic Payment, or Interest rate for an Arithmetic Perpetuity Immediate or Due

Balance with Interest

Calculates the final account balance given a beginning balance, interest rate, and interest crediting period.

Basal Metabolic Rate (BMR)

Given a gender, an age, and a height/weight in inches/pounds or meters/kilograms, this will calculate the Basal Metabolic Rate (BMR)

Bond Yield Rates

Calculates the yield rate of bonds using the Yield Approximation Method or the Bond Salesman Method.

Capitalized Cost and Periodic Charge

Given an Asset Value (A), a Salvage Value (S) at time (N), a sinking fund rate of (j), an effective rate of interest (i), and maintenance expense (M), this calculator solves for periodic charge (H) and capitalized cost (K)

Compound Interest Accumulated Balance

Given an interest rate per annum compounded annually (i), semi-annually, quarterly, monthly, semi-monthly, weekly, and daily, this calculates the accumulated balance after (n) periods

Compound Interest and Annuity Table

Given an interest rate (i), number of periods to display (n), and number of digits to round (r), this calculator produces a compound interest table. It shows the values for the following 4 compound interest annuity functions from time 1 to (n) rounded to (r) digits:

v^{n}

d

(1 + i)^{n}

a_{n|}

s_{n|}

ä_{n|i}

s_{n|i}

Force of Interest δ^{n}

v

d

(1 + i)

a

s

ä

s

Force of Interest δ

Credit Card Balance

This calculator shows 3 methods for paying off a credit card balance on a monthly installment basis given an outstanding balance and an Annual Percentage Rate (APR):

1) Minimum Payment Amount

2) Minimum Percentage Amount

3) Payoff in Years

1) Minimum Payment Amount

2) Minimum Percentage Amount

3) Payoff in Years

d-i-v interest rate relationships

Calculates d,i, or v based on 1 of the items entered.

Distance Rate and Time

Solves for distance, rate, or time in the equation d=rt based on 2 of the 3 variables being known.

Dollar Weighted Interest Method

Solves for Interest Rate, Starting Asset Value, Ending Asset Value, and Expenses using the Dollar Weighted Method.

Effective Annual Yield Rate

Figures out the effective annual yield rate of interest entered by compounding daily, weekly, semi-monthly, monthly, quarterly, semi-annually, and continuously.

Equation of Exchange

Solves for any of the 4 variables in the Equation of Exchange: money, velocity, price, quantity

Exponential Growth

This solves for any 1 of the 4 items in the exponential growth equation or exponential decay equation, Initial Value (P), Ending Value (A), Rate (r), and Time (t).

Forward Rate

Given two times and two zero-coupon yield rates at those times, this calculates the forward rate.

Inflation and Real Rate of Interest

Calculates Real rate of Interest, Inflation, and nominal interest rate before inflation.

Matrix Properties

Given a matrix |A|, this calculates the following items if they exist:

* Determinant = det(A)

* Inverse = A^{-1}

* Transpose = A^{T}

* Adjoint = adj(A)

* Eigen equation (characteristic polynomial) = det|λI - A|

* Trace = tr(A)

* Gauss-Jordan Elimination using Row Echelon and Reduced Row Echelon Form

* Dimensions of |A| m x n

* Order of a matrix

* Euclidean Norm ||A||

* Magic Sum if it exists

* Determines if |A| is an Exchange Matrix

* Determinant = det(A)

* Inverse = A

* Transpose = A

* Adjoint = adj(A)

* Eigen equation (characteristic polynomial) = det|λI - A|

* Trace = tr(A)

* Gauss-Jordan Elimination using Row Echelon and Reduced Row Echelon Form

* Dimensions of |A| m x n

* Order of a matrix

* Euclidean Norm ||A||

* Magic Sum if it exists

* Determines if |A| is an Exchange Matrix

Method of Equated Time-Exact Method-Macaulay Duration-Volatility

Given a set of cash flows at certain times, and a discount rate, this will calculate t using the equated time method and the exact method, as well as the macaulay duration and volatility

Modified Internal Rate of Return (MIRR)

Given a set of positive/negative cash flows, a finance rate, and a reinvestment rate, this calculates the modified internal rate of return

Modified Payback Period

Given a set of cash inflows, outflows, and a discount rate, this calculates the modified payback period.

Mortgage

Calculates the monthly payment, APY%, total value of payments, principal/interest/balance at a given time as well as an amortization table on a __standard__ or __interest only__ home or car loan with fixed interest rate. Handles amortized loans.

Net Present Value (NPV) - Internal Rate of Return (IRR) - Profitability Index

Given a series of cash flows C_{t} at times t and a discount rate of (i), the calculator will determine the Net Present Value (NPV) at time 0, also known as the discounted cash flow model.

Profitability Index

Also determines an Internal Rate of Return (IRR) based on a series of cash flows. NPV Calculator

Profitability Index

Also determines an Internal Rate of Return (IRR) based on a series of cash flows. NPV Calculator

Nominal Yield

Given an effective annual rate of interest based on a compounding period, this determines the nominal yield.

Opposite Direction Distance

Word Problem calculator to measure distance between 2 people moving in opposite directions with rate and time solved for as well

Percentage Appreciation

Solves for Book Value given a flat rate percentage appreciation per period

Percentage Depreciation

Solves for Book Value given a flat rate percentage depreciation per period

Perpetuities

Solves for Present Value, Payment, or Interest rate for a Perpetuity Immediate or a Perpetuity Due.

Portfolio Rate of Return

Given a portfolio of individual assets with returns and weights, this calculates the total portfolio rate of return.

Positivity Rate

This calculator determines the positivity rate using positive tests and total tests

Rates of Return

Given a set of stock prices and dividends if applicable, this calculates the periodic rate of return and the logarithmic rate of return

Security Market Line and Treynor Ratio

Solves for any of the 4 items in the Security Market Line equation, Risk free rate, market return, Β, and expected return as well as calculate the Treynor Ratio.

Sharpe Ratio

Calculates the Sharpe ratio given return on assets, risk free rate, and standard deviation

Short Sale Yield Rate

Calculates the Yield Rate on a short sale of stock.

Simple Discount and Compound Discount

Given a principal value, interest rate, and time, this calculates the Accumulated Value using Simple Discount and Compound Discount

Split Fund Interest

Given an initial principal amount, interest rate on Fund 1, interest rate on Fund 2, and a total interest paid, calculates the amount invested in each fund.

T-Bill

Calculates any of the four items of the T-Bill (Treasury Bill or TBill) formula:

1) Price (P)

2) Face Value (F)

3) Number of Weeks (w)

4) Yield Rate (y)

1) Price (P)

2) Face Value (F)

3) Number of Weeks (w)

4) Yield Rate (y)

Target Heart Rate

Given an age, this calculator determines the following 5 target heart rate zones:

Healthy Heart Zone (Warm up) 50 - 60%

Fitness Zone (Fat Burning) 60 - 70%

Aerobic Zone (Endurance Training) 70 - 80%

Anaerobic Zone (Performance Training) 80 - 90%

Red Line (Maximum Effort) 90 - 100%

Healthy Heart Zone (Warm up) 50 - 60%

Fitness Zone (Fat Burning) 60 - 70%

Aerobic Zone (Endurance Training) 70 - 80%

Anaerobic Zone (Performance Training) 80 - 90%

Red Line (Maximum Effort) 90 - 100%

Time Weighted Interest Method

Solves for Interest Rate based on 2 annual asset value events other than beginning or ending value using the Time Weighted Method

Vendor Discount Effective Rate of Interest

Calculates the effective rate of interest earned from a vendor discount for a prepayment of a balance within a certain amount of days for a percentage discount

Weighted Average Cost of Capital (WACC) and Capital Asset Pricing Model (CAPM)

Calculates the Weighted Average Cost of Capital (WACC) and also calculates the return on equity if not given using the Capital Asset Pricing Model (CAPM) using debt and other inputs such as Beta and risk free rate.

Zero-Coupon Bond Price

This calculator calculates the price of a zero-coupon bond given a face value, yield rate, and term.